Submit a Bank Account Charge

Select this option to charge an amount to a customer’s bank account. Transactions of this type can only be submitted if your account is enabled for eCheck.Net®, and require an ABA routing number, bank account number, bank account type, name on bank account, eCheck.Net transaction type, recurring billing status (only required for the WEB eCheck.Net type), and an amount.

Note: The fields available on this page depend on the Virtual Terminal settings configured for your payment gateway account.  

Step 1: Select a Payment Method

Select Charge a Bank Account from the list of options.

Note: Charge a Credit Card is the default Payment Method.

Step 2: Enter the Payment/Authorization Information

Enter the customer’s bank account information and the amount of the transaction.

• ABA Routing Number—ABA Routing Number—The ABA Routing Number is a nine-digit number that identifies the financial institution associated with a bank account. This number is located at the bottom left corner of a check.

  

• Account Number— The account number associated with a savings or checking account at a financial institution. The checking account number is located at the bottom of a check.

• Bank Name—The name of the bank or financial institution where the customer's bank account is located.

• Name on Bank Account—The full name of the person or business associated with the bank account.

• Amount—The total amount charged or refunded to the customer’s credit card or bank account.

• Bank Account Type—The type of bank account associated with the account number: Checking, Business Checking, or Savings.

• eCheck.Net Type—The type of eCheck.Net transaction. This might be automatically selected, depending on the transaction type (charge or refund) and the bank account type used for the transaction. For example, charge and refund transactions to a business checking account will always be CCD. For a list of possible values, see the topic eCheck.Net Type.

Step 3: Enter the Order Information

If desired, enter specific order information associated with the transaction.

• Invoice Number—The merchant-assigned invoice number associated with the transaction.

• Description—A description of the transaction or order.

Note: It is recommended that you enter an invoice number or description to easily differentiate between multiple transactions from the same customer.

Step 4: Enter the Customer Billing Information

If desired, enter the customer’s billing information. Fields in this section include: Customer ID, First Name, Last Name, Company, Address, City, State/Province, ZIP Code, Country, Phone Number, Fax Number, and Email Address.

Step 5: Enter the Customer Shipping Information

If desired, enter the customer’s shipping information. Fields in this section include: First Name, Last Name, Company, Address, City, State/Province, ZIP Code, Country, and Phone Number.

Note: If the shipping information is the same as the customer billing information, click the check box labeled Same as information entered in Billing Information.

Step 6: Enter any Additional Information

Enter any additional information to be submitted with the transaction.

• Tax—An additional fee to cover state or other merchandise tax. This fee must be included in the total amount of the transaction.

• Freight—An additional fee to cover the merchant’s shipping costs. This fee must be included in the total amount of the transaction.

• Duty—An additional fee for imported or exported merchandise. This fee must be included in the total amount of the transaction.

• Tax Exempt Status—A Yes (Y) or No (N) value indicating whether the transaction is tax exempt.

• Purchase Order Number—The transaction purchase order number.

Step 7: Click Submit to process the transaction or click Reset to clear the fields and start over.

Once the transaction has been submitted, the Transaction Confirmation page opens, listing the transaction ID and results of the transaction. From this page you can view a printable receipt of the transaction or return to the Virtual Terminal to enter a new transaction.

Note: You can also enter new transactions using the Customer Information Manager, if you have signed up for it.