After you have activated your payment gateway account, the final step before you begin processing live transactions is to configure your account’s access and security settings. In addition, it is important that you submit test transactions to verify that your account is properly connected to the payment gateway. To help you avoid submitting live transactions before you are ready to do so, your account is initially placed in Test Mode, allowing you to submit test transactions without actually charging live accounts.
You might need to work with your Web or payment solution developer to configure the following settings for your account and to test your connection to the payment gateway. Once your account is properly configured and your connection is successfully tested, you can begin processing live transactions after turning Test Mode off. Refer to the Test Mode topic for more information.
Access Settings
The following settings are required in order for you to submit transactions to the payment gateway.
API Login ID – Create a unique Application Programming Interface (API) Login ID to identify yourself as an authorized user of the payment gateway when submitting transactions. Refer to the API Login ID and Transaction Key topic for more information.
Transaction Key – Create a unique Transaction Key to authenticate transactions that you submit to the payment gateway. See the API Login ID and Transaction Key topic for more information.
Security Settings
The following built-in security settings should be configured to increase the protection of your payment gateway account.
Address Verification Service (AVS) – Configure AVS to accept or reject credit card transactions based on customer address criteria. See the Address Verification Service (AVS) topic for more information.
Card Code Verification (CCV) – Configure CCV to accept or reject credit card transactions based on a customer’s credit card code. Refer to the Card Code Verification (CCV) topic for more information.
Additionally, we strongly recommend that you employ advanced fraud prevention tools and best practices to achieve a maximum level of protection for your account and your transaction processing. To learn more about account security, please read our Security Best Practices White Paper.
General Settings
These basic settings can be used to customize your payment gateway account to your business.
Time Zone – Confirm that your account is set to the correct the time zone. Refer to the Time Zone topic for more information.
Transaction Cut-Off Time – Configure the daily batch cut-off time for all transactions to be picked up for settlement. Refer to the Transaction Cut-Off Time topic for more information.
User Administration
The User Administration feature allows you to create, edit, and manage users accessing your payment gateway account. To learn more about this feature, see the User Administration topics.
More detailed information regarding each of these account configuration steps is also available in the complete Getting Started Guide. You can also contact Customer Support at any time by clicking Contact Us or Live Help in the top right corner of the Merchant Interface.
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