Enhanced AVS Handling Filter

The Enhanced AVS Handling Filter allows you to configure one of four actions to take on transactions that return AVS response codes. AVS is a tool designed by bankcard processors to assist in identifying potentially fraudulent credit card transactions. For every credit card authorization, AVS compares the billing address and ZIP code provided, to the address and ZIP code on file at the card issuing bank. AVS then returns a response code indicating the results of the comparison.

AVS is a standard feature of the payment gateway and the Enhanced AVS Handling Filter extends the AVS functionality by enabling you to customize how to handle transactions that return AVS mismatch codes.

The filter status, Filter Enabled, Filter Disabled or Not Configured appears at the top of the page.


To enable the Enhanced AVS Handling Filter:

Step 1: Click the Enable Filter check box at the top of the page. Or, to disable the Enhanced AVS Handling Filter, make sure that the Enable Filter check box is deselected.

Step 2: For each AVS response code, select the radio button under the column that corresponds to the Filter Action you want the payment gateway to take on transactions that trigger this filter.

Note: In the event that a transaction triggers more than one filter, and each filter is configured with a different action, the most severe filter action will be applied to the transaction. For example, you might configure filter A to decline all triggered transactions, and filter B to authorize but hold all triggered transactions. If a transaction triggers both filters A and B, it will be declined rather than authorized and held for review.

Step 3: Click Save to save your settings or click Cancel to cancel the action.

Your saved settings are applied immediately to all transactions screened by the Advanced Fraud Detection Suite.

IMPORTANT: To ensure that transactions are run through the Enhanced AVS Handling Filter, you must edit your payment form settings to set the Billing Address and Zip Code fields as “Required” fields. This is true regardless of whether you use Advanced Integration Method (AIM) or Server Integration Method (SIM) for connecting to the payment gateway.


To configure your payment form settings for AVS:

Step 1: Click Account from the main toolbar at the top of the page.

Step 2: Click Payment Form under the Transaction Format Settings section.

Step 3: Click Form Fields.

Step 4: Under the Customer Billing Information section, click to select the boxes in the Edit and Required columns for the Address and Zip Code fields.

Note: When requiring fields, both the Edit and Required attributes must be configured.

Step 5: Click Submit. A confirmation message indicates that your settings have been successfully applied.

IMPORTANT: Your payment form settings are applied to your payment gateway account regardless of whether or not you use the hosted payment form.



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