Our exclusive, fully integrated electronic check payment method enables you to accept and process payments from bank accounts directly through your Web site or the Authorize.net Virtual Terminal. By accepting electronic checks, you expand the payment options available to new and existing customers, enhancing customer loyalty and potentially increasing sales.

For more information about eCheck, please see the Electronic Check Progress Diagram and the eCheck Operating Procedures and User Guide(PDF).

Help us understand your business by answering the questions below.

By completing this application, I confirm that I am authorized to submit this application and enter into the agreements linked below on behalf of business indicated.

Tell us about yourself
Primary owner must be a US Citizen with a Social Security Number.
 
Owner has significant responsibility to control, manage or direct the company
Total of Ownership Percentage cannot exceed 100%
%
Info
The percent ownership stake that this person has in the company listed below.


Complete information on all owners with 25% or greater equity ownership in the company listed below must be disclosed on your application per U.S. Treasury Customer Due Diligence Requirements.
Owner 2

In lieu of a Social Security Number, Foreign Persons must provide a Passport Number.
 
Owner has significant responsibility to control, manage or direct the company
Total of Ownership Percentage cannot exceed 100%
%
Info
The percent ownership stake that this person has in the company listed below.


Complete information on all owners with 25% or greater equity ownership in the company listed below must be disclosed on your application per U.S. Treasury Customer Due Diligence Requirements.
Owner 3

In lieu of a Social Security Number, Foreign Persons must provide a Passport Number.
 
Owner has significant responsibility to control, manage or direct the company
Total of Ownership Percentage cannot exceed 100%
%
Info
The percent ownership stake that this person has in the company listed below.


Complete information on all owners with 25% or greater equity ownership in the company listed below must be disclosed on your application per U.S. Treasury Customer Due Diligence Requirements.
Owner 4

In lieu of a Social Security Number, Foreign Persons must provide a Passport Number.
 
Owner has significant responsibility to control, manage or direct the company
Total of Ownership Percentage cannot exceed 100%
%
Info
The percent ownership stake that this person has in the company listed below.
Business name and location
Same As Legal Business Name
Info
The Doing Business As is the name that consumers will see on their credit card bill and is the legal name that refers to your business.
Same as home address
Tell us about your business
Select the industry your business is in
Enter the product or services for which you accept payments, so Authorize.net can match your business to an appropriate acquiring bank.
Your selected industry
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Enter the product or services for which you accept payments, so Authorize.net can match your business to an appropriate acquiring bank.
Authorize.net sets up merchant accounts with an appropriate partner based on the industry that you select. Identifying the industry as "Other/Miscellaneous" may delay this process.

Describe in detail the reason you accept payments
Why do we need this? Certain business models are supported only by specialized acquirers. Authorize.net works with a large number of acquiring partners to ensure that your merchant account is set up with an appropriate partner.
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Payments, delivery, and sales
Some content here on why we need to capture this information
  • Info
    Subscriptions charge your customers on a fixed schedule. For example, a monthly magazine subscription.
What percentage of subscriptions are:
%
%
%
%
Info
The number of days that it typically takes for you to deliver the product or service, after they are purchased by your customers.
Info
Projected monthly credit and/or debit card volume for this account.
Info
The average transaction amount that you charge customers.
Info
This is important if you have transactions that are much larger than your expected average. If the banks are expecting larger transactions, then they are less likely to flag them as potentially fraudulent.
Where do you want your funds deposited?
Note: We accept only U.S. checking accounts. If your checking account is not U.S. based, please pay by Credit Card.
Info
Check

Info

We are unable to process your request at this time. Please verify your billing information and try again.
Use Owner Address    Use Business Address    Use Another Address
By checking each box below and clicking I AGREE, I confirm that I understand and have read each of the linked documents, and the business indicated above agrees to be bound by the terms contained therein:
By checking "I agree" and clicking SUBMIT:
  • I represent and warrant that I am the individual listed on the merchant application as the Applicant;
  • I authorize Authorize.net LLC and/or its subcontractors and merchant services providers to periodically obtain consumer reports about me and share such reports with their partners and affiliates in order to evaluate my request for a merchant account as well as my continued eligibility for a merchant account; and
  • I confirm that I understand and have read the document linked below, and the business indicated above agrees to be bound by the terms contained therein:
X

Merchant Services Agreement

 
Please click the check box to indicate that you have read and understand the Authorize.net Payment Gateway Merchant Services Agreement before you click I Agree.
Please click the check boxes to indicate that you have read and understand the Authorize.net Payment Gateway Merchant Services Agreement and eCheck Services Agreement before you click I Agree.
Please click the check boxes to indicate that you have read and understand the Authorize.net Payment Gateway Merchant Services Agreement and Merchant Account Services Agreement before you click I Agree.
 
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Create your Authorize.net Account

Security Code Security Code Audio Security Code
Security Code did not match. Please try again.
Usernames must: Close
Pass Fail
Error not contain Password
Passwords must: Pass
Pass Fail
Error not contain Username
X

Authorize.net Fees

Info
The one-time fee charged to establish a payment gateway account.
Setup (Non-Refundable)
$0.00
Info
The monthly fee charged for a payment gateway account.
Monthly Gateway
$25.00
Info
The fee assessed per batch of settled credit card transactions.
Batch
$0.10
Info
The fee charged by the payment gateway for each credit card transaction processed for the account. The credit card transaction types that the per-transaction fee is charged for include: authorizations, capture, refunds, declines or other related transactions, completed or submitted within the payment gateway.
Credit Card Per Transaction
$0.10

eCheck

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The fee charged by Authorize.net for each chargeback received for an eCheck transaction.
eCheck Chargeback
$25.00
Info
The fee charged for each returned item received for an eCheck transaction.
eCheck Returned Item
$3.00
Info
The minimum monthly eCheck service fee charged by Authorize.net, in the event that it is not exceeded by transaction processing fees, for the month.
eCheck Minimum Monthly
$10.00
Info
The percentage fee of each eCheck charge transaction processed through a merchant's account.
eCheck Discount Rate
0.75 %

Additional Services

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The monthly fee for the ability to process automated recurring billing transactions.
Automated Recurring Billing TM
Free
Info
The monthly fee for access to Authorize.net's fraud-fighting tools.
Advanced Fraud Detection Suite TM
Free
Info
The monthly fee for the ability to create and manage customer subscriptions.
Customer Information Manager
Free